Knowledge base: E-commerce
How to accept credit cards online
There are several way to set up your website to be able to accept credit card payments. The simplest and fastest way to get the payment part of your web shop set up, is to use an external payment gateway. With an external payment gateway, transactions are carried out by trusted payment service providers externally on their site. The gateway can be integrated into your website, so that it doesn’t disturb the user-experience of your website. Security of payments will also be taken care of by the gateway. Some of the most widely known providers of payment gateway are:
- Paypal.com
- Authorize.com
The prices and features of different payment gateways vary, and it is really up to you to decide which one is right for your situation, in terms of cost (fixed costs versus cost per transaction).
Some gateways offer graphical integration with your website design, others use their own design (such as paypal and google checkout).
Most payment gateways offer an account management system for tracking payments and transactions. Some of these gateways offer special automatic recurring payment (ARP) options - which is relevant for subscription-based products such as newspapers and webzines, or subscription-based services such as IT-support.
When deciding upon a payment gateway, these are some relevant issues to keep in mind:
- Fixed cost of service versus cost per transaction
- Variety of credit cards the payment gateway is able to accept - which ones do you need?
- Possibility to integrate the design of the payment gateway to match your website.
You are always welcome to contact us to learn more about setting up a web shop and online payment for your website.
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